BUILT TO LAST MASTERMIND
PARTICIPATION AGREEMENT & TERMS AND CONDITIONS

Kat Taniberg Wellness Inc.
British Columbia, Canada

By purchasing, enrolling in, or participating in the Built to Last Mastermind (“Built to Last,” the “Mastermind,” or the “Program”), you (“Participant,” “you,” or “your”) agree to the following terms and conditions with Kat Taniberg Wellness Inc. (“Company,” “we,” “us,” or “our”).

Please read this Agreement carefully before enrolling.

1. PROGRAM OVERVIEW

Built to Last is a six-month business mastermind designed to support participants in examining and developing the beliefs, personal capacity, and strategy underlying their businesses.

The Mastermind begins September 29, 2026 and continues for six months.

The Program may include:

Two group mastermind calls per month;
Access to a private Telegram group during the six-month Program;
Access to Kat Taniberg for business coaching and support through the Telegram group during the Program;
Educational modules, worksheets, frameworks, and other course materials;
Recordings of group calls;
A personalized Astrological Business Blueprint; and
A personalized Solar Return reading.

Specific curriculum, scheduling, platforms, resources, and methods of delivery may reasonably change throughout the Program as described in this Agreement.

2. MASTERMIND CALLS

Group mastermind calls will generally take place twice per month and will typically be approximately 60–90 minutes in length.

Calls will be recorded and made available to participants through the course platform.

Participants are not required to attend calls live, and failure to attend a call does not entitle a Participant to a private replacement session, credit, extension, refund, or other substitute service.

If Kat needs to reschedule a call, Participants will be provided reasonable notice where circumstances permit.

If a scheduled call must be cancelled, Kat may reschedule the call or provide a reasonably equivalent form of delivery.

3. TELEGRAM ACCESS & COMMUNICATION BOUNDARIES

Participants will receive access to the private Built to Last Telegram group for the duration of the six-month Mastermind.

Kat's normal support hours are:

Monday–Friday
10:00 a.m.–6:00 p.m. Mountain Time (MT)

The Company aims to respond to Participant questions and requests for support within 48 business hours.

This response window does not include weekends, statutory holidays, Company closures, vacations communicated to Participants, or circumstances outside the Company's reasonable control.

Telegram access does not constitute unlimited, immediate, or on-demand access to Kat Taniberg.

Participants acknowledge that Built to Last is a business mastermind, not an emergency, crisis-response, medical, psychological, psychiatric, or therapeutic service.

Kat does not provide emergency support through Telegram or any other Program channel. Participants experiencing a medical or mental-health emergency should contact appropriate local emergency or qualified professional services.

Telegram access ends when the six-month Mastermind concludes, unless otherwise agreed in writing.

4. COURSE MATERIALS & ONGOING ACCESS

Participants will continue to have access to the Built to Last educational modules and available Mastermind call recordings after the live six-month Program concludes.

For purposes of this Agreement, any reference to “lifetime access” means access for the commercial life of the applicable Program and/or for as long as the Company continues to host and maintain the applicable materials on its course platform.

Lifetime access does not mean the lifetime of the Participant and does not require the Company to operate, maintain a particular platform, or host the Program indefinitely.

The Company may migrate materials to another platform, modify the format in which materials are provided, retire obsolete materials, or discontinue hosting the Program in the future.

Where reasonably practicable, the Company may provide notice before permanently discontinuing access.

Call recordings are available for viewing through the designated platform and may not be downloaded, copied, screen-recorded, reproduced, transcribed, distributed, or otherwise retained outside the platform without the Company's prior written permission.

5. ASTROLOGICAL BUSINESS BLUEPRINT & SOLAR RETURN

Participants who have not previously received an Astrological Business Blueprint from the Company will receive one as part of Built to Last.

Participants who have already received an Astrological Business Blueprint will not receive a replacement, duplicate, credit, discount, cash equivalent, or substitute service.

Each Participant will also receive a personalized Solar Return.

Kat intends to deliver the applicable Astrological Business Blueprint and Solar Return within approximately 10 business days of enrollment, provided the Participant has submitted all required and accurate birth information.

Participants are responsible for promptly providing the requested birth date, birth time, birth location, and any other information reasonably required to prepare these materials.

Any delay in providing complete or accurate information may result in a corresponding delay in delivery and does not create a right to a refund, credit, or extension of the Program.

6. INVESTMENT

The investment for the founding round of Built to Last is:

$4,444 CAD paid in full
or
6 monthly payments of $777 CAD
plus applicable GST and any other taxes required by law.

Selecting a payment plan does not create a month-to-month membership.

The payment plan is a financing arrangement for the Participant's purchase of the entire six-month Program.

By selecting the payment plan, the Participant commits to paying all six installments, regardless of attendance, participation, use of Program resources, or a decision to discontinue participation, except where otherwise required by applicable law.

7. PAYMENT AUTHORIZATION & FAILED PAYMENTS

Participants authorize the Company and its payment processor to charge the payment method provided at enrollment according to the payment schedule selected.

Participants are responsible for maintaining a valid payment method.

If a scheduled payment fails, the Company may attempt to process the payment again and may contact the Participant to obtain an updated payment method.

Kat may suspend access to calls, Telegram, course materials, recordings, or other Program components while an account is overdue.

Suspension of access does not cancel or eliminate outstanding payment obligations.

The Company reserves the right to pursue unpaid amounts through lawful collection methods where appropriate.

8. NO REFUNDS

All sales are final.

Because Built to Last is an intimate six-month container with limited enrollment and individualized support and resources, Kat does not offer refunds, partial refunds, credits, cancellations, or prorated reimbursements after enrollment, except where required by applicable law.

A Participant's decision to:
Stop attending;
Stop participating;
Leave the Telegram group;
Not watch recordings;
Not complete materials;
Change business direction;
Experience personal or business circumstances that affect participation; or
Otherwise discontinue use of the Program

does not cancel the Participant's payment obligations or create an entitlement to a refund, credit, extension, or substitute service.

Nothing in this Agreement is intended to waive any non-waivable consumer rights available under applicable law.

9. NO MAKE-UP SERVICES OR EXTENSIONS

The Program is provided as a group mastermind during the stated six-month period.

Missed calls, unused Telegram access, delayed participation, incomplete coursework, failure to submit requested information, or other non-use by a Participant will not be replaced with private coaching sessions, make-up calls, credits, refunds, extensions, or additional access.

10. PARTICIPANT RESPONSIBILITY

Built to Last provides education, coaching, reflection, strategic guidance, and business support.

Participants remain solely responsible for their own:
Business decisions;
Financial decisions;
Pricing;
Offers;
Marketing;
Sales;
Client relationships;
Contracts;
Hiring;
Taxes;
Legal compliance;
Health and wellbeing; and
Implementation or non-implementation of information discussed in the Program.

Kat may offer perspectives, questions, recommendations, strategies, or observations, but the Participant remains responsible for determining whether and how to act upon them.

11. NO GUARANTEES OF RESULTS

Kat does not guarantee any particular financial, business, personal, marketing, sales, audience, client, revenue, profit, or other outcome from participation in Built to Last.

Examples, testimonials, client stories, revenue figures, or results discussed by Kat or other Participants are illustrative only and do not constitute promises or guarantees that another Participant will achieve similar results.

Business results depend on numerous factors outside Kat's control, including the Participant's experience, decisions, market, implementation, effort, circumstances, and business model.

12. ASTROLOGY DISCLAIMER

Astrology and related astrological frameworks may be incorporated into Built to Last as tools for reflection, exploration, pattern recognition, and business decision-making.

Astrological information is not presented as objective certainty, deterministic prediction, or a guarantee of future events or outcomes.

Participants remain responsible for their own decisions and should not rely upon astrology as a substitute for qualified legal, financial, accounting, medical, psychological, or other professional advice.

13. NOT PROFESSIONAL ADVICE

Nothing provided through Built to Last constitutes legal, accounting, tax, investment, medical, psychological, psychiatric, or therapeutic advice.

Where a matter requires expertise outside Kat's scope, Participants are responsible for seeking appropriately qualified professional advice.

14. GROUP CONFIDENTIALITY

Built to Last is designed to be an intimate environment in which Participants may discuss sensitive business and personal matters.

Each Participant agrees to respect the confidentiality and privacy of every other Participant.

Without the express permission of the person concerned, Participants may not share outside the Mastermind another Participant's:
Personal information;
Business information;
Financial information;
Stories or experiences;
Coaching conversations;
Questions;
Screenshots;
Voice messages;
Written messages;
Images;
Strategies or proprietary information; or
Any other information reasonably understood to have been shared confidentially.

Participants may discuss their own experiences and insights from the Program but may not disclose information that identifies, exposes, or reasonably allows others to identify another Participant or her confidential information.

Because the Mastermind involves a group environment, Kat cannot guarantee that another Participant will comply with her confidentiality obligations. However, breaches may result in removal from the Program.

15. RECORDINGS & PARTICIPANT PRIVACY

Participants acknowledge that group calls may be recorded.

By participating on camera, by voice, in chat, or otherwise during a recorded call, Participants understand that their contributions may appear in the recording made available to other Built to Last Participants.

Participants should use discretion when deciding what personal, confidential, financial, client-related, or otherwise sensitive information to disclose in the group environment.

Program recordings are confidential and intended only for authorized Participants.

16. CLIENT STORIES, TESTIMONIALS & PUBLIC SHARING

Kat may refer generally to themes, lessons, anonymized patterns, or non-identifying observations arising through its coaching work for educational and marketing purposes.

Kat will use reasonable care not to publicly disclose highly intimate, sensitive, or personally identifying information shared by a Participant without permission.

Where Kat wishes to publicly use a Participant's name, image, identifiable testimonial, screenshot, specific results, or a client story that would reasonably identify the Participant, Kat will obtain the Participant's permission before doing so.

Participants may decline such permission without affecting their participation in Built to Last.

17. INTELLECTUAL PROPERTY

All Built to Last materials and Company-created content—including frameworks, methodologies, modules, worksheets, exercises, slides, recordings, written materials, templates, training materials, graphics, and other resources—remain the intellectual property of Kat Taniberg Wellness Inc. or its applicable licensors.

Enrollment grants the Participant a limited, revocable, non-exclusive, non-transferable licence for the Participant's own personal use.

Participants may not, without prior written permission:
Share Program materials with team members, clients, colleagues, friends, or other third parties;
Copy or distribute worksheets;
Download or screen-record Program recordings;
Reproduce Program materials;
Upload or publish materials online;
Resell or sublicense materials;
Teach the Company's proprietary frameworks as their own;
Create courses, programs, workshops, certifications, or commercial resources substantially derived from the materials;
Distribute transcripts or recordings; or
Otherwise commercially exploit Company intellectual property.

Participation in Built to Last does not transfer ownership of any Company intellectual property to the Participant.

18. ARTIFICIAL INTELLIGENCE & THIRD-PARTY TOOLS

Participants may not upload, submit, reproduce, or otherwise provide another Participant's confidential information, Telegram messages, voice messages, coaching contributions, call recordings, screenshots, transcripts, or other Program communications to ChatGPT or any other artificial-intelligence, transcription, summarization, analysis, or third-party processing service without the express permission of the affected Participant and, where Company materials are involved, Kat.

Participants remain responsible for protecting the confidentiality of the Mastermind when using AI or other third-party tools.

Company-owned Program materials may not be uploaded to AI systems for the purpose of reproducing, extracting, reverse-engineering, repackaging, teaching, or creating derivative commercial products from Kat's intellectual property.

19. COMMUNITY STANDARDS

Participants agree to contribute to a professional, respectful, confidential, and supportive group environment.

The following are not permitted:
Harassment, bullying, threats, discrimination, or abusive conduct;
Repeatedly disruptive or inappropriate behaviour;
Breaches of another Participant's confidentiality;
Unauthorized recording or distribution of Program content;
Unsolicited pitching, spamming, or repeatedly promoting products or services to other Participants;
Using access to the Mastermind primarily to solicit or poach another Participant's clients, contractors, team members, or business relationships;
Misrepresentation or fraudulent conduct;
Violation of the Company's intellectual property rights; or
Conduct that materially compromises the safety, privacy, integrity, or intended purpose of the group.

Participants may naturally form friendships, collaborations, referrals, and business relationships. This clause is not intended to prohibit consensual connection; it is intended to prevent exploitation of access to the community.

20. REMOVAL FROM THE PROGRAM

Kat reserves the right to suspend or remove a Participant from Built to Last where the Company reasonably determines that the Participant has:
Materially breached this Agreement;
Failed to make required payments;
Violated confidentiality;
Infringed intellectual property rights;
Harassed or threatened another person;
Repeatedly disrupted the group environment; or
Engaged in conduct that materially undermines the safety, integrity, or functioning of the Mastermind.

Where appropriate, Kat may first provide notice and an opportunity to correct the behaviour. Serious breaches may result in immediate removal.

Removal for cause does not entitle the Participant to a refund, and outstanding payment obligations remain due, to the extent permitted by applicable law.

21. NON-TRANSFERABILITY

Enrollment is personal to the Participant.

A Participant may not sell, assign, gift, or transfer her place, course access, Telegram access, recordings, or other Program rights to another person without Kat's prior written consent.

22. REASONABLE PROGRAM CHANGES

Kat may make reasonable changes to the Program where necessary or beneficial, including changes to:
Call dates or times;
Curriculum order;
Topics;
Resources;
Technology or hosting platforms;
Delivery methods; or
Supporting materials.

Such changes will not materially reduce the overall nature or value of the Program purchased.

Kat does not guarantee that every topic, resource, platform, or teaching method initially contemplated will remain unchanged throughout the Program.

23. TECHNOLOGY & THIRD-PARTY PLATFORMS

Built to Last may rely upon third-party services such as Telegram, course-hosting platforms, video-conferencing software, payment processors, email providers, and other technology.

Kat is not responsible for temporary outages, technical failures, policy changes, account restrictions, or other circumstances caused by third-party providers outside Kat's reasonable control.

Where reasonably possible, Kat will attempt to provide an alternative method of access if a significant third-party disruption materially affects Program delivery.

24. FORCE MAJEURE

Kat will not be considered in breach of this Agreement for delay or inability to perform caused by events reasonably outside its control, including serious illness or incapacity, natural disasters, government action, widespread technology failures, emergencies, or other force majeure events.

Where such circumstances materially affect Program delivery, Kat will make reasonable efforts to reschedule, modify, extend, or otherwise provide the affected portion of the Program where appropriate.

25. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Kat Taniberg Wellness Inc. will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from participation in or reliance upon Built to Last.

To the fullest extent permitted by applicable law, the Company's aggregate liability arising out of or relating to the Program will not exceed the amount actually paid by the Participant to the Company for Built to Last.

Nothing in this Agreement excludes or limits liability that cannot lawfully be excluded or limited.

26. INDEMNITY

To the extent permitted by applicable law, the Participant agrees to indemnify and hold harmless Kat Taniberg Wellness Inc. and its directors, officers, employees, and contractors from third-party claims, liabilities, losses, or reasonable costs arising from the Participant's unlawful conduct, infringement of third-party rights, breach of confidentiality, misuse of Program materials, or material breach of this Agreement.

27. GOVERNING LAW

This Agreement is governed by the laws of the Province of British Columbia and the applicable federal laws of Canada, without regard to conflict-of-law principles.

Any dispute will be subject to the jurisdiction of the courts of British Columbia, except where applicable consumer-protection law requires otherwise.

28. ENTIRE AGREEMENT

This Agreement, together with any checkout terms or other written terms expressly incorporated by reference, constitutes the entire agreement between the Participant and the Company regarding Built to Last and supersedes prior discussions or representations concerning the Program.

If there is a conflict between marketing language and this Agreement regarding legal rights or obligations, this Agreement will govern, subject to applicable law.

29. SEVERABILITY

If any provision of this Agreement is found unenforceable or invalid, the remaining provisions will continue in effect to the extent permitted by law.

30. NO WAIVER

Failure by the Company to enforce a provision of this Agreement on one occasion does not waive its right to enforce that provision in the future.

31. ELECTRONIC ACCEPTANCE

By completing the purchase of Built to Last, checking the acceptance box at checkout, electronically signing this Agreement, or otherwise expressly agreeing to these terms, the Participant confirms that she has:
Read and understood this Agreement;
Had the opportunity to ask questions before enrolling;
Agreed to the full financial commitment associated with her selected payment option; and
Voluntarily agreed to these terms.

All sales are final.

Because Built to Last is an intimate six-month container with limited enrollment and individualized support and resources, the Company does not offer refunds, partial refunds, credits, cancellations, or prorated reimbursements after enrollment, except where required by applicable law.

A Participant's decision to:
Stop attending;
Stop participating;
Leave the Telegram group;
Not watch recordings;
Not complete materials;
Change business direction;
Experience personal or business circumstances that affect participation; or
Otherwise discontinue use of the Program

does not cancel the Participant's payment obligations or create an entitlement to a refund, credit, extension, or substitute service.